Your Loan, Tailored for You.
Select the rate, term, and loan options you like best.
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HSBC Personal Line of Credit Instalment Plan
- Get up to S$100 cashback and up to 1% cashback on loan amount upon loan approval
- Digital Specialty: gain additional S$1,000 cashback (if minimum loan exceeds SGD10,000 and tenure is more than 2 years)
- Existing premier customers: 2.6% annual interest rate
- Flexible tenure: from 1 to 7 years
eligibility and Documents
- Status: Singaporean, permanent residents, employment pass holders
- Income requirement: S$30,000/year
- Foreign income requirement: S$40,000/year
- Processing fee: 1% of approved instalment plan amount, subject to a minimum of SGD88
- No supporting documentation required for existing Personal Line of Credit customers
UOB Personal Loan
- Get up to S$600 cashback (if minimum loan amount exceeds SGD10,000 and loan tenure is more than 2 years)
- No documents required for existing Credit Card members
eligibility and Documents
- Status: Singaporean, permanent residents, employment pass holders
- Age: 21 - 60 years old
- Income requirement: S$30,000 /year
- Foreign income requirement: S$42,000 /year
- Eligibility: Existing UOB Credit Card/CashPlus customer
- Loan tenure: 1-5 years
Citibank Quick Cash Personal Loan
- Fast approval time: 1 hour, receive cash in 3-5 business day
- Allows you to convert Citi Credit Card / Citi Ready Credit available credit limit into cash
eligibility and Documents
- Status: Singaporean, permanent residents, employment pass holders
- Income requirement: S$30,000 per month
- Foreign income requirement: S$42,000 annual income
- Loan tenure: 1 - 5 years
T&Cs
Standard Chartered CashOne Personal Loan
- Get up to S$2,400 cashback when you apply today. Promotion till 30 June 2022
- Get cash disbursed to any account of your choice in 15 minutes
- Loan amount up to S$250,000
- Flexible Loan tenure from 1 year to 5 years
- First year annual fee of $199 applies. $50 annual fee for subsequent years (waived if total payment is received by due date for the past 12 months), T&Cs apply
eligibility and Documents
- Status: Singaporean Citizens/ Permanent Residents (PR) and Foreigners
- Minimum Annual Income: S$20,000 (Singaporean Citizens & PR), S$60,000 (Foreigners)
- For Singaporean Citizens and PR, apply instantly online via MyInfo without manually uploading supporting documents
- Final Interest Rate is based on applicants’ credit risk. The rates provided to you are customised and may differ from what is displayed here
- Full Terms and Conditions
OCBC Cash-On-Instalments
- Fixed monthly repayment
- Enjoy 1.2% cashback when applying (approved amount S$10,000 or more)
- New customer: Get additional S$100 cashback (approved amount S$10,000 or more)
- Transform your unused credit limit into cash, without the need for additional income documents
eligibility and Documents
- Minimum age: above 21 years old
- Income requirement: S$20,000 per month
- Foreign income requirement: S$45,000 annual income
- Eligiblity: Existing OCBC Credit Card or OCBC EasiCredit account holder
- Processing fee: 1% of the approved loan amount
AlphaLoan compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan. For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.