• HSBC Personal Line of Credit Instalment Plan
    Flexible Tenure
    8X monthly income

    Interest Rate

    3.2%

    EIR 6%

    MONTHLY PAYMENT

    $304

    SGD

    Total Repayment

    $10,960

    SGD

    Processing Fees

    $0

    SGD

    • Get up to S$100 cashback and up to 1% cashback on loan amount upon loan approval (Valid till 30 Sept 2022)
    • Digital Specialty: gain additional S$1,000 cashback (if minimum loan exceeds SGD10,000 and tenure is more than 2 years)
    • Existing premier customers: 2.6% annual interest rate
    • Flexible tenure: from 1 to 7 years

    eligibility and Documents

    • Status: Singaporean, permanent residents, employment pass holders
    • Income requirement: S$30,000/year
    • Foreign income requirement: S$40,000/year
    • Processing fee: 1% of approved instalment plan amount, subject to a minimum of SGD88
    • No supporting documentation required for existing Personal Line of Credit customers

  • Your Loan, Tailored for You.

    Select the rate, term, and loan options you like best.

    CUSTOMIZE YOUR LOANS WITH RANGE BELOW

    I want to borrow:
    Loan AmountSGD
    • 1K
    • 250K
    Over how long?
    Loan PeriodYEAR(S)
    • 1 YEAR
    • 7 YEARS
    I am looking for
    SPECIFIC NEEDS

    5 RESULTS

    HERE’s OPTIONS FOR YOU

    SORT BY

  • HSBC Personal Line of Credit Instalment Plan
    Flexible Tenure
    8X monthly income

    Interest Rate

    3.2%

    EIR 6%

    MONTHLY PAYMENT

    $304

    SGD

    Total Repayment

    $10,960

    SGD

    Processing Fees

    $0

    SGD

    • Get up to S$100 cashback and up to 1% cashback on loan amount upon loan approval (Valid till 30 Sept 2022)
    • Digital Specialty: gain additional S$1,000 cashback (if minimum loan exceeds SGD10,000 and tenure is more than 2 years)
    • Existing premier customers: 2.6% annual interest rate
    • Flexible tenure: from 1 to 7 years

    eligibility and Documents

    • Status: Singaporean, permanent residents, employment pass holders
    • Income requirement: S$30,000/year
    • Foreign income requirement: S$40,000/year
    • Processing fee: 1% of approved instalment plan amount, subject to a minimum of SGD88
    • No supporting documentation required for existing Personal Line of Credit customers

  • UOB Personal Loan
    Instant Approval

    Interest Rate

    3.4%

    EIR 6.22%

    MONTHLY PAYMENT

    $306

    SGD

    Total Repayment

    $11,020

    SGD

    Processing Fees

    $0

    SGD

    • Get up to S$600 cashback (if minimum loan amount exceeds SGD10,000 and loan tenure is more than 2 years)
    • No documents required for existing Credit Card members

    eligibility and Documents

    • Status: Singaporean, permanent residents, employment pass holders
    • Age: 21 - 60 years old
    • Income requirement: S$30,000 /year
    • Foreign income requirement: S$42,000 /year
    • Eligibility: Existing UOB Credit Card/CashPlus customer
    • Loan tenure: 1-5 years

  • Citibank Quick Cash Personal Loan
    New Citi Customer
    Instant Approval
    4X monthly income

    Interest Rate

    3.45%

    EIR 6.5%

    MONTHLY PAYMENT

    $307

    SGD

    Total Repayment

    $11,036

    SGD

    Processing Fees

    $0

    SGD

    • Fast approval time: 1 hour, receive cash in 3-5 business day
    • Allows you to convert Citi Credit Card / Citi Ready Credit available credit limit into cash

    eligibility and Documents

    • Status: Singaporean, permanent residents, employment pass holders
    • Income requirement: S$30,000 per month
    • Foreign income requirement: S$42,000 annual income
    • Loan tenure: 1 - 5 years

  • Standard Chartered CashOne Personal Loan
    Limited Time Promotion
    Cash in 15 mins
    Flexible Tenure

    Interest Rate

    3.48%

    EIR 7.99%

    MONTHLY PAYMENT

    $307

    SGD

    Total Repayment

    $11,044

    SGD

    Processing Fees

    $0

    SGD

    • Get up to S$2,400 cashback when you apply today. Promotion till 30 June 2022
    • Get cash disbursed to any account of your choice in 15 minutes
    • Loan amount up to S$250,000
    • Flexible Loan tenure from 1 year to 5 years 
    • First year annual fee of $199 applies. $50 annual fee for subsequent years (waived if total payment is received by due date for the past 12 months), T&Cs apply

    eligibility and Documents

    • Status: Singaporean Citizens/ Permanent Residents (PR) and Foreigners
    • Minimum Annual Income: S$20,000 (Singaporean Citizens & PR), S$60,000 (Foreigners)
    • For Singaporean Citizens and PR, apply instantly online via MyInfo without manually uploading supporting documents 

  • OCBC Cash-On-Instalments

    Interest Rate

    3.5%

    EIR 6.96%

    MONTHLY PAYMENT

    $307

    SGD

    Total Repayment

    $11,051

    SGD

    Processing Fees

    $106

    SGD

    • Fixed monthly repayment
    • Enjoy 1.2% cashback when applying (approved amount S$10,000 or more)
    • New customer: Get additional S$100 cashback (approved amount S$10,000 or more)
    • Transform your unused credit limit into cash, without the need for additional income documents

    eligibility and Documents

    • Minimum age: above 21 years old 
    • Income requirement: S$20,000 per month
    • Foreign income requirement: S$45,000 annual income
    • Eligiblity: Existing OCBC Credit Card or OCBC EasiCredit account holder
    • Processing fee: 1% of the approved loan amount

  • AlphaLoan compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan. For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.